With attractive schemes, easy repayment options & lowest interest rates, VGS GRAMIN NIDHI, one of the leading Nidhi Companies in MAHARASHTRA offers a hassle-free experience to avail gold loan. Anyone who is the member of VGS GRAMIN NIDHI & owns gold ornaments can apply for it.
Our products are well tailored not only to the income group of the member, but to relevant considerations like how much loan members would like to avail against jewellery, and their comfort levels with respect to the interest rate and periodicity of repayment of interest and principal. With VGS GRAMIN NIDHI Limited, you can apply for a gold loan and get the available credit disbursed in your account anytime anywhere in just a few minutes.
VGS GRAMIN NIDHI offers loans at attractive interest rates with higher loan eligibility and lower EMI. Call us on our helpdesk no.: +91 8788033392
or visit our office.
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LOAN
Gold Loan
NEED MONEY URGENTLY, USE YOUR GOLD TO AVAIL A GOLD LOAN.
Our specialty of gold loan
We provide maximum amount of
loan/gram in the industry. Currently loan to value (LTV) is up to 80%.
Charging interest only for
loan availed days.
If you wish to avail a loan
for one day, we will charge interest only for one day
Interest Rebate: You are
eligible for interest rebate when you make interest payment/renewal of the loan on
time and as specified by the company.
Online Repayment facility is
available
You may avail maximum
amount/gram in lower interest rate which is the best in the industry.
Personalized service to all
the customers.
For more details please contact +91 8788033392
Gold Loans Schems
| SCHEME NAME | PERIOD IN DAYS | INT. RATE (%) | MAX. LOAN AMOUNT |
|---|---|---|---|
| MMBGNL GL90 | 90 | 18% | 20,000 |
| MMBGNL GL180 | 180 | 21% | 20,000 |
| MMBGNL GL365 | 1 Year | 22% | 50,000 |
Mortage Loan
Mortage Loan
A mortgage loan, or simply mortgage, is used either by purchasers of real property to raise funds to buy real estate, or alternatively by existing property owners to raise funds for any purpose, while putting a lien on the property being mortgaged. Mortgage loans are also known as or claims on property, Loan against Property, Loan on Property or liens against property. In case, you stop repaying your mortgage loan, the lender/bank has the complete right to possess and sell the secured property. A mortgage loan involves the following components - principal, interest, tax and insurance. Principal is the amount you actually borrow from your lender. Interest is the reward your lender receives for lending you the money. The interest rate plays a major role in increasing the size of your mortgage loan.
Our specialty of Mortgage Loan
We provide maximum amount of
loan/gram in the industry. Currently loan to value (LTV) is up to 80%.
Charging interest only for
loan availed days.
If you wish to avail a loan
for one day, we will charge interest only for one day
Interest Rebate: You are
eligible for interest rebate when you make interest payment/renewal of the loan on
time and as specified by the company.
Online Repayment facility is
available
You may avail maximum
amount/gram in lower interest rate which is the best in the industry.
Personalized service to all
the customers.
For more details please contact +91 8788033392
Mortgage Loan Schems
| SCHEME NAME | PERIOD IN DAYS | INT. RATE (%) | MAX. LOAN AMOUNT |
|---|---|---|---|
| MMBGNL GL90 | 90 | 18% | 20,000 |
| MMBGNL GL180 | 180 | 21% | 20,000 |
| MMBGNL GL365 | 1 Year | 22% | 50,000 |
Deposit Against Loan
Deposit Against Loan
Loan against FD (Fixed Deposit) is a type of secured loan where customers can pledge their fixed deposit as security and get a loan in return. The amount of loan depends on the FD deposit amount. The processing fee charged for this loan is low compared to personal loans. Sometimes, banks waive off the processing fee. As this is a secured loan, the lender may or may not want to know if you have the cash flow to repay it. Get a Loan against Deposit from VGS GRAMIN NIDHI for your cash requirements without having to liquidate your deposits. In just 24 working hours, A hassle-free application process and guaranteed approval means that your get the funds your require without delay. Apply for a Loan Against Deposit for the best solution to your financial needs, from holidays, to weddings, to making a large purchase, to emergencies.
Personal Loan
Personal Loan
Features & Benefits-
- Maximum Loan Tenure: 7 Years.
- Avail loan up to 50 percent of Project Cost.
- Loan available at an attractive ROI of 1.10 % pm.
- Term Loan and HL overdraft facility available.
- Hassle-free quick processing of loans.
- Minimum documentation and quick disbursal.
- Easy Payment Options.
- ATL - Anytime Liquidity
- In the HL overdraft facility pay only Interest and enjoy the Loan facility.
Personal Loan
Personal loans are loans that can cover a number of personal expenses.
You can find personal loans through banks, credit unions, and online lenders.
Personal loans can be secured, meaning you need collateral to borrow money, or unsecured, with no collateral needed.
Personal loans can vary greatly when it comes to their interest rates, fees, amounts, and repayment terms.
Group Loan
Group Loan
We all have aspirations and dreams to accomplish and many a time it so happens that we end up compromising. Further, one of the biggest hurdles faced by women is raising funds for a business idea. The business idea could be as simple as opening a small shop or getting involved in several other small activities. In an unfortunate scenario, many firms refuse to give loans to women owing to their low income. Understanding these needs of women, VGS GRAMIN NIDHI offers Solidarity Group Loan which empowers rural women, who can form a group and avail the financial aid without worrying about their income. Our Solidarity Group Loan is a special offering for women that gives them an opportunity to pursue their dreams and become financially independent.
Group Loan
All resident Individuals Self-employed can avail as a Group
To build mutual trust and confidence between the bankers and the rural/ urban poor.
Pre-Mature Closure is allowed, subject to applicable charges.
Simple Documentation. Easy EMI payments Option.